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First Rate Mortgages

16 Florence Ave
Orewa
Area: Hibiscus Coast
Price Range:$$
We focus on arranging home finance, residential or commercial property investment, construction finance, refinancing, and debt consolidation. We help work through issues that pop up and creating a solution around your property financing. If you are looking for a fresh approach with your mortgage, get in touch.

Established in 2006, the team at First Rate Mortgages Ltd have had many years experience in both banking, broking and in business as well as personal experience as home owners, investors and working on their own builds and renovations.

Home Loans

With over 68 years of financial and home loans experience in NZ, the team at First Rate Mortgages Ltd have developed a reputation for providing professional and quality services to first home buyers, understanding home loans, and in particular low deposit home loans.

They are committed to providing a comprehensive service with a focus on each individual client. We can help whether you are First Home Buyer, New Home Build, Buying a New Home, Using Kiwisaver Savings and a Home Starter Grant, Needing Bridging Finance or Want to find out more about interest rates, Call Us.

If you are interested in KiwiBuild we provide regular updates in our newsletter which you can Subscribe to here.

Refinancing and Debt Consolidation

First Rate Mortgages Ltd is one of New Zealand's leading experts when it comes to debt consolidation, mortgage refinancing, and helping clients with top ups on an existing mortgage.

Their services are tailored to your specific needs, and they have helped hundreds of clients with mortgage refinancing when traditional banks have been unable to. If you would like to look at Debt Consolidation, Topping Up Your Mortgage or Mortgage Refinancing, Call Us.

Property Investments

Talk to our rental investments specialists for money management and debt advice and make smarter choices and decisions. First Rate Mortgages Ltd go above and beyond traditional banks and mortgage advisors to help you buy your first rental and look after your rental investments. If you would like to look at Buying your first rental investment, adding to your Rental Property Portfolio or consider Commercial Property Finance, Call Us.

Our Bank Said No!

First Rate Mortgages Ltd are a lender that specialises in Non Bank lending and home loans that banks can't always help with, such as self-employed, a start-up business, release of equity, payment of IRD tax arrears, saving a mortgagee sale, or applying for a bad credit home loan. Whether it's A Bad Credit Rating, you need Self-Employed / No Financials Home Loan or need a Second Mortgage, Call Us.

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